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Which Is Better: Fixed Or Adjustable-Rate Mortgage?

It is a difficult decision to decide between a fixed and an adjustable-rate mortgage. Factors such as loan duration, the index used by the lender, the number and timing of rate adjustments, and your assumption about the increase/decrease of future interest rates all have an impact.


Mortgage Alternatives and Assumptions
    Fixed-Rate Loan Adjustable-Rate Loan
Index Rate Detail
Adjustable Rate Detail
Comparison Assumptions